Our offices and medical practice are in-network with most commercial insurance plans. For these plans, our office will gladly submit a claim to your insurance company on your behalf. Your insurance company will determine your financial responsibility.

The list below shows some of the common insurance plans accepted at our office. Please remember that every insurance plan is different. It is best to check with your insurance company if you have questions about whether Dr. Goyal is in network with your specific plan. You may also contact your insurance company if you would like help understanding your financial responsibility for things like office visits and consultations, nasal endoscopy, CT scans, and surgical procedures. Please feel free to contact us with questions or if you have an insurance plan not shown in the lists below.

In-network Insurance Plans:

  • AARP Healthcare Options
  • Aetna
  • Amerihealth
  • Amerigroup Medicare
  • Cigna
  • Clover
  • Emblem Health
  • Empire Plan
  • Excellus BCBS
  • Fidelis Care
  • Horizon BCBS
  • Lifetime Benefit Solutions
  • Medicare part B
  • MVP Health Plan
  • Tricare (referral required prior to appointment)
  • UMR
  • United Healthcare (Commercial and Medicare plans)

Self-pay patients

Please let us know if you do not have insurance and would like to pay for office visits, consultations, and nasal endoscopy out of pocket. We welcome self-pay patients at our practice. Please do not hesitate to contact us at 315-254-2030 for information about charges for self-pay patients.

Please note that we are not in network with the following plans:

  • Aetna Better Health of NJ
  • Amerigroup Community Care
  • Horizon NJ Health
  • United Healthcare Community Plan
  • Wellcare
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